UCash

Quiet power for everyday money moves.

UCash is a SEC-registered digital lending company. We deliver fast, transparent, and flexible loans—fully online, from application to repayment.

Meet the apps
Product line

Three apps. Your trusted lending partner.

Three products, three ways to get the cash you need.Whatever you need, one of these is yours.

HerePeso
Salary bridge

HerePeso

Need extra runway for bills, groceries, or family expenses? HerePeso gives you a 90-day floor with flexible monthly installments — apply online in minutes and review your full repayment schedule before you accept.

₱50K–₱100KLoan amount
90–120 daysRepayment term
0.0038/dayDaily rate
FinCash
Installment plan

FinCash

Planning for tuition, home repairs, or sari-sari stock? FinCash stretches your budget over 120–150 days with bi-weekly or monthly payments. Total interest and due dates are shown upfront — borrow with a clear timeline, not guesswork.

₱80K–₱150KLoan amount
120–150 daysRepayment term
0.0042/dayDaily rate
PeraSafe
Higher limit

PeraSafe

When you need the biggest headroom, PeraSafe offers our highest loan ceiling with 150–180 days to repay. Fixed daily rate locked at approval — no surprise charges, full amortization table ready before you sign.

₱120K–₱200KLoan amount
150–180 daysRepayment term
0.0048/dayDaily rate
How it works

From install to funds without the maze.

UCash apps share the same calm flow: verify once, pick what fits, review the full cost, then receive funds through your preferred channel.

  1. 01

    Pick your UCash app

    Choose HerePeso, FinCash, or PeraSafe based on how much you need and how long you want to repay.

  2. 02

    Verify in a few taps

    Upload a valid PH government ID and complete a quick selfie check. No branch visits, no long forms.

  3. 03

    Review the full picture

    Amount, term, interest, and total due appear before you accept — so there are no late surprises.

  4. 04

    Get funded

    Approved amounts route to e-wallets or linked bank accounts. Track status inside the app anytime.

Standards

Designed for every Filipino, regardless of background.

Apply 100% online—no paperwork, no branch visits.Approval in minutes, cash when you need it.

01 / Guard

Encrypted by default

Sessions and sensitive fields travel under bank-grade encryption. Your credentials never sit in plain sight.

02 / Clear

Cost before commit

Every offer shows finance charge and total due before acceptance — aligned with truth-in-lending expectations.

03 / Human

Support that answers

Chat and email support in English and Filipino when something looks off or you need a repayment path.